Rising premiums, annual evaluations, and insurance ultimatums: good things or bad? The answer to that question could depend on motivating factors and results. Although additional scrutiny from insurance companies usually brings an element of dread, serious gaps in safety and emergency procedures are often revealed. GPS technology seems to be motivating insurance companies to reveal such gaps for homeowners. While increased premiums are never pleasant, the threat of them may motivate some significant steps toward closing the gaps that can often turn emergencies into devastating tragedies.
Evaluations using GPS technology can easily identify residential areas that are located at high-risk distances from appropriate emergency facilities. Since emergencies are always unexpected, the identification of exact routes and distances could provide crucial information at a moment of crisis. Awareness of multiple routes to a hospital might save a life. And an understanding of the distance from the nearest fire or police station could prove invaluable in the face of a disaster. With GPS tracking systems, the latest information can be appropriately applied for homeowners in every type of living circumstance, weather condition, or traffic complication. Although pressure from insurance companies coming in the form of increased rates for homeowners living specific distances from emergency facilities is not ideal, the new awareness of risks may inspire many to begin their own crucial evaluations.
As GPS technology reveals the gaps, identifying the risks that have been slipping through the cracks, communities can brainstorm for solutions to begin applying. One county in Georgia has been responding to new GPS technology provided information about residential areas in relation to fire stations in several different ways. Solutions range from the expensive adding of new fire stations to the more budget-friendly collaborating with other counties for specific areas. Additional emergency vehicles, new roads, and updated equipment are other solutions that have been considered for this specific county. Since each community includes specific demographics and individual challenges, solutions to identified emergency gaps can cover a wide range of possibilities. While individual homeowners may not be able to implement drastic changes, an increasing awareness of risks through GPS technology could enable citizens within a community to work together. The knowledge of impending scrutiny by insurance companies may even motivate a unified effort to avoid the financial ramifications that could be inevitable otherwise.